Services we provide

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Finance Management

We all want to have a comfortable retirement but how do you know when you are able to afford it? We will work with you to identify how much you need to retire and how to get there.

We will put strategies in place to allow you to meet your goals, in conjunction with Centrelink advice as needed. We are here to help you at the time of retirement, which most people can find quite stressful, and we will review your situation regularly after you retire to ensure that you remain on track.

Do you know someone that needs to go into Aged Care? We also have an accredited Aged Care specialist to provide you with advice in this area, explaining both the costs and options of care.

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Superannuation Advice

Superannuation can be quite complex, as the rules constantly change. We can help you understand how super works, and we can help you maximise the value of your superannuation funds by putting in place strategies that aim to achieve this.

We can provide the right strategy depending on the level of control that you want to have.

I want someone to look after everything: We can recommend retail and industry funds that have low fees, and provide with ease of management, and investment choice that fits your needs.

I want control of my investments: We can provide you with retail and industry funds that allow you to invest in direct assets such as Australian shares, and ETF's, as well as investment options provided by fund managers. This provides you with greater control of your investments, whilst not having to worry about administrative duties.

I want full control: We provide advice regarding the establishment of Self Managed Superannuation Funds (SMSF), and advice regarding superannuation rules and investment rules specific to SMSFs.

We also provide guidance regarding investments within the SMSF to ensure that they meet your fund's objectives and investment strategy.

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Wealth Creation

You may be looking to save money for a home deposit, or to save up funds for your retirement. You may wish to consolidate your superannuation funds to avoid paying multiple sets of fees, or simply to know whether you are on track with your investments.

We can provide you with investment solutions and advice, both outside and inside superannuation.

We can provide you with cashflow analysis, to determine ways that you can save effectively to build up your funds. We can provide advice to put in place a plan to meet your investment goals in a tax effective manner, that reflects your level of comfort.

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Centrelink Advice

Centrelink rules are very complex and ever changing. You may be looking to qualify for the Age Pension, or to obtain a Health Care card. You may need to stop work due to illness or to care for someone.

We can help you determine which entitlements you qualify for and put strategies in place to ensure that you maximise your benefits.

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Retirement Advice

We all want to have a comfortable retirement but how do you know when you are able to afford it? We will work with you to identify how much you need to retire and how to get there.

We will put strategies in place to allow you to meet your goals, in conjunction with Centrelink advice as needed. We are here to help you at the time of retirement and we will review your situation regularly after you retire to ensure that you remain on track.

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Aged Care Advice

As you get older, or you are looking after an elderly parent or relative, there are a number of options available to allow you to obtain the most appropriate type of care.

Navigating the Aged Care rules can be daunting. You not only have to choose the right type of care, but you need to make decisions as to how you will fund this in a cost-effective manner.

You may need to weigh up selling or retaining your home. You may need to restructure your investments to allow you to fund your care costs.

If you are a pensioner, how do you structure things in a way that allows you the best Centrelink outcome?

At Longevity Retirement Planning, we can help you plan and provide you with different options so that you can choose the right one for you.